Rosemary “Ro” Spaziani is a partner in the New York office of Gibson, Dunn & Crutcher. Ro is a member of the Financial Institutions, Financial Regulatory, and FinTech and Digital Assets Practice Groups. Ro brings extensive experience advising U.S. and non-U.S. financial institutions on the full spectrum of transactional, governance, regulatory and supervisory matters, including complex mergers and acquisitions and enforcement actions. She routinely represents clients before the Federal Reserve, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation (FDIC) and state regulators. She also regularly advises clients in the establishment of commercial relationships to between banks and financial companies, as well as the creation and development of new deposit, digital asset and payments platforms.

Prior to joining the firm, Ro was a managing director at Goldman Sachs, where she served as the global head of the bank regulatory, deposits and transaction banking legal practice groups. In such capacity, she was responsible for a number of strategic acquisitions and builds, including the acquisition of the retail deposit platform and the development and launch of the global transaction banking business. Most recently, Ro was at a major U.S. law firm, where she focused on bank mergers and acquisitions. Ro began her career at a multinational law firm in New York and serves on the board of The Acting Company.
Ro graduated with a Bachelor of Arts in Psychology and Sociology, magna cum laude, from Bucknell University and a Juris Doctor from Columbia Law School.

Jennifer Taylor is the Chief Compliance Officer for Citibank, N.A. (CBNA), Banking & International and Client, and an Independent Compliance Risk Management (ICRM) Executive Council member.  
 
In this role, Jennifer leads a global team tasked with effectively designing, implementing and managing the compliance risk management framework across Citi’s Banking business. She also provides compliance risk management coverage and strategic franchise-wide support to the CBNA legal entity.  
 
Jennifer joined Citi from Bank of America where she was the Head of Compliance and Operational Risk for the UK and CEEMEA. Previously, she held several key management roles including Chief Operating Officer for EMEA, Chief Operating Officer for APAC and Chief Administrative Officer for APAC. Jennifer also served as General Counsel for various teams across the APAC region. 
 
Jennifer brings extensive experience in strategic compliance risk management and effective regulatory interaction. She has deep product knowledge across the institutional space and a proven record of accomplishment in driving and embedding a compliance culture across a global franchise.  
 
Jennifer holds an LL.B. in Law from Trinity College, Dublin. She trained as a lawyer at Freshfields and is a qualified Solicitor. 

Mary Ann Miller is VP, Fraud Executive Advisor at Prove and a well-respected expert in the fraud and identity space. Mary Ann was most recently Head of Fraud Strategy at Varo Bank where she led the fraud strategy process for transitioning the fintech to a nationally chartered challenger bank. By leading fraud management programs and applying advanced analytics, machine learning and channel security defenses Mary Ann has helped financial institutions globally lower exposure to fraud in an increasingly digital environment. Mary Ann’s previous directorships and executive roles in well known organizations like USAA, PayPal, Lloyds Banking Group and other technology firms provides a strategic business perspective of fraud challenges. Mary Ann has previously served on the US Federal Reserve Secure Payments Task Force and Scams Definition and Classification Working Group and has built a high visibility reputation as a thought leader and global authority on digital fraud through media coverage on BBC news, NPR, American Banker, USA Today, Forbes, Bloomberg and others.

Eralda is the Head of Domestic Payments Group of BNY Treasury Services. In her current role, Eralda is responsible for setting the strategy and optimizing all payable and receivable products that deliver value to the NBFI, Bank, Corporate and FinTech client segments of the Bank.
Eralda participates in various committees facilitated by The Clearing House, the U.S. Faster Payments Council, The Federal Reserve and Nacha.

Prior to this role, Eralda spent several years in payments, managing a range of payables and receivables products, most recently managing BNY’s Immediate Payments and Disbursements which are part of the Domestic Payments Group. Before that she worked for the Federal Reserve Bank of Boston as a FedNow Senior Product Manager. Eralda has also served as BNY’s ACH and Account Validations Product Lead previously, and prior to that held several positions with other Financial Institutions managing operations and product in the electronic payments space.

Eralda is a Certified Treasury Professional (CTP), Accredited Faster Payments Professional (AFPP) and an Accredited ACH Professional (AAP). She holds a Master of Science in Finance from University of Pisa, in Italy, and a Bachelor of Business Administration, from University of Tirana, Economic Faculty, in Albania.

Sara Seguin is the Principal Advisor on Fraud and Identity Risk at Alloy, the leading identity decisioning platform. Sara brings 17 years of experience in the banking industry to Alloy. Prior to joining the company, Sara was the Head of Enterprise Fraud Strategy for KeyBank. Sara has deep-rooted experience within various fraud risk domains including deposits, payments, online activity, cards, risk and identity.

Nelle Miller is Head of J.P. Morgan’s New York Private Bank, as well as a member of the U.S. Operating Committee for the Private Bank. She leads the largest region in the U.S. Private Bank of more than 250 bankers, investors, credit executives, and former practicing trust and estate attorneys that provide wealth management advice, solutions, and service to executives, founders, and families in the New York area. Nelle also oversees the Global Investment Opportunities (GIO), Outsourced Chief Investment Officer (OCIO), and Morgan Private Advisory organizations nationally – over 150 investment, advice, and wealth planning specialists across the country servicing the firm’s largest families and most complex clients.

Additionally, Nelle serves as the Chair of the Northeast Region’s Market Leadership Teams (MLTs), a group of cross-LOB leadership teams focused on growing the firm’s business and supporting local engagement with clients, customers, and employees in the communities where the firm’s stakeholders live and do business, with a particular focus on New York City.

Nelle herself is a banker and advisor to some of New York’s wealthiest and well-known families – she personally oversees a total of $15B+ in assets. As a leader of the Private Bank, she is a known mentor to many young women across the firm and takes an active role in their career.

Prior to her role as Head of New York, Nelle spent 10 years as an original and founding member of the Global Investment Opportunities (GIO) team (the marquee trading desk in the Private Bank for large clients), focusing on multi-asset class trading strategies for individuals, family office and hedge funds across the country. She joined J.P. Morgan in 2002 as part of the Institutional Equities Desk, covering New York-based hedge funds and mutual funds as a research salesperson.

Nelle holds a Bachelor of Science from Boston College. Outside of J.P. Morgan, she sits on the boards of Good+ Foundation, Convent of the Sacred Heart School, and the Central Park Conservancy. Nelle lives in New York City with her husband and two daughters.

Joyce Phillips is an accomplished CEO and transformative leader with over 30 years of experience across retail banking, credit cards, insurance, and wealth management. Currently, she is the Founder & CEO of EqualFuture Corp., a FinTech startup based in San Francisco, building an analytics-based, AI-enabled financial technology platform that delivers affordable personal financial wellness to individuals and businesses.

Prior to EqualFuture, Joyce Phillips held significant executive positions at Citigroup, where she served as Global Head of International Retail Banking. In this role, she oversaw product distribution and expansion efforts across Citigroup’s retail banking operations in 42 countries. During her tenure, she also led Citibank in Japan as Country Head and was CEO of Citicorp Diners Club Japan.

Her extensive background includes roles including Group Managing Director of M&A, Chief Marketing and Innovation Officer, and CEO of the Global Wealth Division at Australia and New Zealand Banking Group Limited (ANZ). ANZ is among the top 25 banks globally, operating in 34 markets across various continents.

Joyce Phillips also served as President and COO of American Life Insurance Company (ALICO), a subsidiary of AIG, which had a presence in 55 countries. Her board experience includes notable companies like Western Union and Reinsurance Group of America (RGA). She currently serves on the board of First Interstate Bank Holdings, chairing the Technology, Innovation, and Operations Committee.

Joyce Phillips is also an active director on the Smithsonian National Board and chairs the board of Girls Inc. NYC, a non-profit organization dedicated to empowering young people through education.

She was included in the U.S. Banker “25 Most Powerful Women in Banking and Finance” list multiple years and named one of the Top 100 Fintech leaders in Asia. Her innovation in marketing has also been recognized at the prestigious Cannes Lion marketing festival.

Joyce Phillips holds an MBA from the Stern School of Business at New York University and is fluent in Japanese.

Brandon Snower is a former investment banker turned fashion designer, entrepreneur and creative director of the New York cult lifestyle brand, Le Alfré. What started as an idea has turned into one of the fastest growing menswear brands in the US.

3 years ago, Brandon quit his career on Wall Street advising billion-dollar companies to pursue an idea within the menswear clothing space, on his own, without funding, experience or connections in the fashion industry to create a heritage brand for the next generation of men in a cool, unique and innovative way. 

From what started in a small Upper East Side studio apartment with Brandon fulfilling & hand-delivering packages has grown to a full team, the opening of their newest 6,000 sq ft Madison Ave Flagship Penthouse Store “Alfré’s Penthouse”, and collaborations with some of the world’s leading brands, institutions and people.

Claire Williams is American Banker’s Congress reporter, where she tracks political risk for banks from the halls of Capitol Hill. She’s previously covered financial policy for Morning Consult and agribusiness for the Arkansas Democrat-Gazette.

Prashant Mehrotra is the Chief AI Officer of U.S. Bank, where he leads the strategy and implementation of Artificial Intelligence for the organization. He is an accomplished AI executive, patent holder and speaker, with extensive experience creating, building and leading AI/ML initiatives across finance, insurance, and retail sectors. Prior to joining U.S. Bank, he was Head of the AI Center of Excellence at Allstate, where he led intelligent automation, developed innovative AI-driven platforms, and scaled teams to accelerate AI adoption. With a strong background in Technology, Prashant previously held key leadership roles at Capital One and Staples, where he successfully implemented advanced analytics ecosystems and data strategies. He earned his Bachelor of Technology from IIT Delhi and executive education from Kellogg.