Editor in Chief
American Banker
Chana R. Schoenberger is the editor-in-chief of American Banker. Previously, she was the editor-in-chief of Financial Planning after joining Arizent in 2020.
In her prior role, she was the managing editor for U.S. wealth management at J.P. Morgan. Before that, she was a columnist and freelance journalist, and previously worked at Bloomberg News, Dow Jones/The Wall Street Journal, and Forbes. A graduate of Harvard College, she received her master’s degree as part of Columbia Journalism School’s Knight-Bagehot Fellowship
As embedded finance reshapes how and where customers access financial services, banks face a defining moment. Should banks aim to power platforms or embed into them? Once the center of the financial relationship, many are now pushed behind the scenes as technology platforms and fintechs own the user experience. This roundtable discussion explores how traditional institutions can evolve with the times—from rethinking partnerships and API readiness to navigating regulation, managing risk, and monetizing embedded opportunities by finding profit in volume and scale and structuring partnership models for sustainable returns.