EVP and Chief Credit Officer
FNBO
In her 27 years at FNBO, Mihaela Kobjerowski has worked her way up the ranks in roles with progressively more responsibility. In 1998, she began her FNBO career as a credit risk analyst in credit card portfolio management. She quickly ascended to a role leading credit card portfolio management, and subsequently was tapped to create a decision science initiative tasked with developing customized risk and marketing analytics.
In her current job as executive vice president and chief credit officer, which she's held since November 2023, Kobjerowski manages credit risk for the bank's $23 billion loan portfolio, comprising $12.5 billion in consumer loans and $10.5 billion in commercial loans. The loan portfolio includes consumer credit cards, large-scale financing of apartment buildings, and agricultural loans.