Jodi Richard

Jodi Richard is vice chair and chief risk officer of U.S. Bancorp, a well-respected financial services holding company with  businesses across the United States, Canada and Europe. U.S. Bancorp is headquartered in Minneapolis and is the parent  company of U.S. Bank, which is the fifth-largest commercial bank in the United States. U.S. Bancorp is also the parent  company of Elavon, a leader in the payment processing industry. Jodi oversees all aspects of the company’s risk  management activities, including operational risk, fraud risk, credit risk, market risk, model risk, compliance, AML/BSA,  independent risk review and regulatory services. She became vice chair and chief risk officer in 2018 and is a member of  the company’s Managing Committee, the highest-ranking executives within the organization.  

Jodi’s financial career spans nearly 30 years. She joined U.S. Bancorp in 2014 as executive vice president and chief  operational risk officer, managing the company’s operational risk management activities.  

Before joining U.S. Bancorp, Jodi was executive vice president and head of operational risk and internal control for HSBC  North America. She was there for 11 years, serving in enterprise risk roles including head of risk governance and  administration and director of regulatory compliance.  

Jodi also spent 12 years at the Office of the Comptroller of the Currency (OCC), where she served as national bank  examiner, specializing in retail credit and credit card bank supervision. Between two periods with the OCC, she was chief  compliance officer for Sears National Bank. 

Jodi serves on the boards of Fairview Health Services, Junior Achievement USA and the ProSight Financial  Association/Risk Management Association. She is a frequent speaker at risk industry events. 

Jodi is a graduate of the Leading Women’s Executive program. She was named to American Banker’s Most Powerful to  Watch list in 2025 and to its Most Powerful Women in Banking and Finance in 2024. She was part of American Banker’s  Most Powerful Women in Banking Top Team Award in 2013, 2015, 2019, 2020 and 2022 and was recognized in 2021  

for outstanding achievements. She was named Best Technology Executive in 2017 by Waters Technology. In 2017, U.S.  Bank was named Operational Risk Bank of the Year by Risk.net. 

Jodi holds a bachelor of arts degree in finance from the University of Northern Iowa.