Raj Seshadri

Raj Seshadri

Chief Commercial Payments Officer

Mastercard

Raj Seshadri is chief commercial payments officer at Mastercard, and a member of the company’s Executive Leadership Team and Management Committee. She is responsible for Commercial & New Payment Flows focused on bringing the same safe and seamless experience consumers have come to expect in retail carded payments to commercial and corporate customers.

With Raj’s leadership, the Commercial & New Payment Flows team delivers marketleading assets and rapid innovation across a dynamic innovative landscape that includes commercial cards (SME, T&E, Purchasing, Fleet, Virtual), B2B payables and receivables, bill payments, and domestic and cross-border money movement solutions.

Previously, Raj was president of Mastercard’s global Data & Services team, helping to enhance the value of payments and enable customers to make smarter decisions with better outcomes, using a unique range of data-driven platforms and capabilities. She joined Mastercard as president of U.S. Issuers, where she led the growth of payments and services with banks and credit unions in a very competitive market.
Earlier in her career, Raj led BlackRock’s US iShares business and was the global chief marketing officer for iShares. Prior to that, she had leadership roles at Citigroup, in global strategy, CitiBusiness Banking and Commercial Banking, as well as at U.S. Trust, McKinsey & Company, and Bell Laboratories.

Raj serves on the board of directors of Raymond James Financial Inc., the board of trustees of Mount Holyoke College, the board of the New York Philharmonic, and the global board of the American India Foundation. Raj received a bachelor’s degree from Mount Holyoke College in physics and mathematics, a Master of Business Administration from Stanford University, and a Ph.D. in physics from Harvard University.

Featured Sessions

Tuesday, October 21, 2025
4:20 pm

The financial services industry is on the cusp of its most transformative decade since the commercialization of the internet. Venture capital is fueling the rise of AI-native fintechs, digital identity platforms, and tokenized financial ecosystems that promise to upend traditional models. Instant payments, programmable money, and agentic AI are reshaping everything from lending and fraud prevention to wealth management and cross-border payments. But with this tidal wave of innovation comes unprecedented challenges: how do financial institutions strike the right balance between speed and security, compliance and creativity, disruption and trust?

This super panel discussion brings together venture capitalists, fintech executives, bank executives and management consultants to explore the future of venture-backed fintech innovation, its impact on all stakeholders in digital finance, and the biggest opportunities and challenges ahead. Panelists will examine where capital is flowing in 2026, which technologies will define the next wave, how banks and fintechs can collaborate without compromising resilience, and what governance and risk frameworks must evolve to keep pace.